Personal loan (Small business loan) is a product which is offered to both male and female entrepreneurs.

The key features of this loan are:

The loan is for existing business expansion only

Loan ceiling (1st loan)

LKR 30,000

Follow-on loan

Up to LKR 500,000

Insurance / loan processing fees

Insurance: Applicable 

Processing: Applicable

No. of instalments

6,12,18,24 weeks

Loan duration / period

6,12,18,24 months

Processing time for 1st loan

1 week

Grace period


Age limit

For first loan: 18 - 75

Maximum loan limit

LKR 500,000

Collateral requirement

Loan Security Fund