Lak Jaya Micro Finance Limited (Lak Jaya) is a public limited liability company established under the Companies Act, 2007, regulated by the Central Bank of Sri Lanka under Micro Finance Act. No. 06th of 2016. The company started operations in 2002. In 2006, Lak Jaya adopted the ASA methodology and sought technical support from ASA Bangladesh for implementing it. In 2008, it was acquired by ASA International, one of the world’s largest international microfinance institutions in the world.

Lak Jaya operates branches in 24 districts.

Reducing poverty by improving the lives of the underprivileged with a key focus on female entrepreneurs.

We have a strong commitment to financial inclusion and socioeconomic progress.

Providing microfinance loans for business purpose to low-income entrepreneurs with the objective to improve financial inclusion and realise socioeconomic progress. Our loans provide an alternative to low income entrepreneurs without access to credit from traditional banks. We provide these loans using the ASA Model. The ASA Model was introduced by Md. Shafiqual Haque Choudhury, co-founder of ASA International, who sadly passed away in February 2021. Read more about our co-founder and tributes to his contribution here.